Let me make it clear about Housing loan

Let me make it clear about Housing loan

A versatile housing loan is always built to match your requirements. As our housing loan consumer, additionally you get FlexiPayment cost-free, long-lasting loan duration and free day-to-day banking services.

Housing loan application

Verify or continue your housing application for the loan

Improve your housing loan

Apply or verify change to your housing loan

Why sign up for a housing loan from Nordea?

  • Get that loan vow quickly.
  • Get that loan period as high as 35 years.
  • Get FlexiPayment cost-free in the event of unforeseen activities in your everyday life.
  • Make changes to your housing loan opens window that is new along with your access codes.
  • Free-of-charge daily banking solutions for housing loan clients who have downloaded our mobile bank.
  • OwnGurantee, in the event that number of loan surpasses the safety value of the house.

See additionally

  • Just how do I signal housing loan associated papers electronically
  • Home customer’s course (pdf, 95 KB) opens window that is new
  • What are the results while you are closing on a property? (pdf, 224 KB) Opens window that is new
  • Housing loan customers’ benefits
  • Individual customer care

exactly just How have you been ready for a rise in your repayments that are monthly?

Safeguard yourself against a growth in rates of interest and changes that are unexpected your loan ahead of time.


how will you manage expenses that are unexpected?

Spend everything you can if you get with additional costs in a month that is certain.

what sort of address do you want for your house and belongings?

It takes significantly more than good luck to safeguard your brand-new house. An insurance policy is a start that is good.

let’s say life shocks you?

Make certain you should be able to reside in your own house additionally under unforeseen circumstances, such as for example unemployment or serious infection.

exemplory instance of a loan therefore the apr of cost (APR)

Your present lease could possibly be utilized to cover your house.


Safety secures the repayment of financing into the bank. The standard security value is 75% regarding the value of the home.

Repayment techniques

You can find three different ways for repaying a housing loan: equal re payments, equal instalments and fixed equal repayments.

Many prices that are common housing loans

Increased arrangement charge whenever that loan is guaranteed by way of a guarantee the rise doesn’t affect interest-subsidised ASP loans

Improvement in repayment routine

Conditions and terms

Forex credit

Individuals are maybe not given loans in every other money than euro.

A housing loan is known as to be money credit in the event that loan is issued in a forex other than compared to the EU customers State or perhaps hawaii of from the European Economic Area where in actuality the customer resides. Additionally, a housing loan is regarded as to be currency that is foreign in the event that customer receives his / her income an additional money of a situation regarding the European Economic Area or in money of a state of European Economic Area.

A exchange that is foreign takes place when the debtor’s earnings or assets to be utilized to repay the credit aren’t in identical money because the credit or perhaps the credit is certainly not when you look at the money of debtor’s country of residence. a foreign currency risk is the improvement in price of one currency with regards to another. Throughout the loan duration, the worth for the credit or the monthly payment may boost in regards to the debtor’s earnings or assets or perhaps the money of this borrower’s country of residence.

In the event that foreign exchange of this debtor’s country of residence, income or assets falls by 20 percent in terms of the euro, the borrower gets a caution that the debtor’s loan quantity will rise in debtor’s nationwide currency.

Simple tips to speed up the handling procedure of your housing application for the loan as another bank’s consumer

Fill out your housing application for the loan and deliver us your salary certificate from the last three months via Nordea Omaposti.

We need to have your salary certificate from the past three months if you are not a Nordea customer. We need to have salary certificates, account transactions and loan details from both applicants if you are applying for a loan together with your spouse, for example. The salary can be got by you certification from your own company.

You can send us your salary certificates/other documents by logging in to Nordean Omaposti with your bank’s online banking codes after you have submitted your housing loan application. In OmaPosti, choose ‘Loans’ because the receiver associated with message and write ‘Housing loan application/salary certificate’ into the field that is subject. Include papers from your own computer as accessories to your message.